UAN Passbook: A Key Tool for EPF Management

 


A UAN (Universal Account Number) Passbook is an essential document for individuals who have an EPF (Employees' Provident Fund) account. This passbook provides a comprehensive record of all the contributions made by both the employee and the employer to the EPF. It serves as a financial ledger where transactions, withdrawals, and interest earned are documented, offering transparency and easy tracking of retirement savings.

The UAN Passbook can be accessed online through the EPFO (Employees' Provident Fund Organisation) portal. To view or download the passbook, an employee must log in using their UAN and password. Once logged in, users can see detailed statements for each EPF account associated with their UAN, even if they’ve changed jobs over the years.

The UAN Passbook is crucial for keeping track of contributions, helping employees ensure that their employer is making timely payments. It also assists in planning for retirement by providing a clear understanding of the accumulated funds. Regularly checking the passbook can also prevent any discrepancies or errors that might arise in the EPF account over time.

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